So I was a victim of attempted fraud. Somehow my debt card info was copied and my pin recorded at a "compromised" debt site. This is how it happens; The thieves use a card reader to get the electronic info off the card and a video recorder to tape you punching in your personal identification number. Then they try to rip you off. The fraud department at my bank was alerted because there was an attempted withdrawal for 200 dollars over my daily limit in Laval QC. My account was then frozen and I had to go into the bank branch and get a new card and do a new pin. They told me to do the same with all my other financial institutions. A minor pain in the ass but I did it. I was lucky that they caught it when they did and that the crooks were not able to get any money from my account. The only way to avoid this is to physically cover the key pad when you do your pin and go into change your pin every couple of months. This can happen to anyone who uses a debt card. It could happen to you. Always cover your pin and change it often.
Don't be a victim of fraud!